An Enhanced Dental Studios patient tapping their health fund card at reception to claim on the spot.

Does my health fund
cover this?

Yes. We claim most major funds on the spot, so you tap your card and only pay the gap.

Call 1800 833 844
  • Claimed on the spotvia HICAPS at the front desk
  • You pay the gapnot the full amount up front
  • Any major fundnib, HCF, Westfund, Latrobe & more
  • No cover?0% interest plans available

Worth knowing: most funds reset 1 January, and any dental limit you haven’t used doesn’t roll over.

“Professional and friendly team. I was impressed with the very clear communication before and during visits. I received an upfront written treatment plan including costings”
Corey Filippelli · verified Google review

We accept all major health funds

What you'll pay on the day

Claiming isn't paperwork you take home. It happens at the desk in seconds, and you only ever pay the difference.

  1. Bring your fund card

    Physical or digital. That's the only thing you need to bring.

  2. We tap it through HICAPS

    At the front desk, right after your visit.

  3. Your rebate comes off instantly

    You pay only the gap, never the full amount up front.

What your fund usually covers

Private health cover is split into tiers, and dental sits across a few of them. Here's the honest picture of what each part tends to reach. Your exact rebate depends on your fund, your level of cover and your annual limit, so we always check yours and quote you first.

Check-ups, cleans & X-rays

These sit under general (or 'extras') dental, the part most policies cover best. With eligible cover, a routine check-up and clean can mean little or nothing to pay on the day. A new-patient check-up and clean with us is a fixed $249 if you don't claim.

General & family dentistry

Fillings, extractions & gum care

Most general dental policies contribute to fillings, simple extractions and gum treatment. How much comes back depends on your level of cover and how much of your annual limit is left.

Restorative dentistry

Crowns, bridges, dentures & implants

These are 'major dental'. Many higher policies contribute, but there are annual limits and sometimes waiting periods, so cover rarely meets the whole cost. We give you a clear written quote and show what your fund is likely to take off first.

Dental implants

Invisalign & braces

Orthodontics is usually a separate, higher tier with its own lifetime limit. If you hold ortho cover it can take a useful chunk off treatment, often paid across the plan. We'll check what yours includes at your consult.

Invisalign & orthodontics

Kids: children are often covered under your extras too, and eligible kids can instead be bulk-billed under the government’s Child Dental Benefits Schedule. We check both when you book.

Not sure which tier you hold? Bring your card and we’ll check it for you, no obligation.

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A patient tapping their health-fund card on the HICAPS terminal at the Enhanced Dental Studios front desk.

Find your fund. Every one claimed on the spot

If it's a registered Australian health fund, we claim from it through HICAPS at the desk. You tap your card and your rebate comes off straight away, so you only pay the gap. Spot yours below:

  • ACA Health
  • ahm
  • AIA Health
  • Australian Unity
  • Bupa
  • CBHS
  • CDH Benefits Fund
  • Defence Health
  • Doctors' Health Fund
  • GMHBA
  • GU Health
  • HBF
  • HCF
  • HCi
  • Health Insurance Fund of Australia
  • Health Partners
  • Latrobe Health Services
  • Medibank
  • Mildura Health Fund
  • Navy Health
  • nib
  • onemedifund
  • Peoplecare
  • Phoenix Health Fund
  • Police Health
  • Queensland Country Health Fund
  • Reserve Bank Health Society
  • RT Health
  • see-u by HBF
  • St Lukes Health
  • Teachers Health
  • TUH (Union Health)
  • Westfund

Plus every other registered fund. We're an nib preferred provider and an HCF More for Teeth partner. Not sure what your level of cover reaches? Bring your card and we'll check it before you commit. Prefer to spread the cost, or used up your annual limit? See your payment plan and super options.

Health fund questions

Does my health fund cover the dentist here?

Almost certainly. We claim most major Australian health funds on the spot through HICAPS, so you tap your card at the desk and only pay the gap. We're an nib preferred provider and an HCF More for Teeth partner, and we work with funds including nib, HCF, Westfund and Latrobe. With another fund, you can usually still claim.

How much will I get back?

It depends on your fund, your level of cover and how much of your annual limit you've used. Preventive care like check-ups and cleans is usually covered best, while major work like crowns and implants has limits. We'll check your cover and give you a clear written quote before anything goes ahead.

Do I pay the full amount and claim it back later?

No. With HICAPS we claim your rebate instantly at the front desk, so you only pay the gap, not the full amount up front. Bring your physical or digital fund card to your visit.

What if I don't have cover, or I've used up my limit?

You still get a clear price first, and you can spread it with a payment plan, including 0% interest options and plans sized up to $150,000 for major treatment. Some people also qualify to use early release of super on approved medical grounds. We'll walk you through whichever fits.

Are my children covered?

Often through your extras cover, and eligible kids can also be bulk-billed under the government's Child Dental Benefits Schedule, separate from your private fund. We'll check eligibility when you book.

Straight answers What it costs. What it feels like. What happens next. Read the blog

Use your cover before it resets

Book online in about a minute and we'll claim on the spot, so you only pay the gap.

or call 1800 833 844